Check Cherry Capital is a way to access fast, flexible business financing without leaving Check Cherry. It is powered by Stripe Capital, the same partner that already processes your payments. There is no lengthy application, no stack of paperwork, and no separate lender to chase down. If you are eligible, Stripe Capital extends an offer based on the payment activity you already run through Check Cherry.
Why it helps your business
Event businesses spend ahead of the payoff. You buy the second photo booth before the bookings come in, hire seasonal staff before the busy months, or put money into marketing before the leads arrive. Traditional financing is slow and rarely built for businesses like yours.
Check Cherry Capital is designed for the way you actually get paid:
- Funds arrive fast — typically as soon as 1-2 business days after approval.
- You pay as you earn — payments come from a portion of your daily sales, so they flex with your cash flow instead of a fixed monthly bill.
- One flat fee — you know the total cost up front. There are no compounding charges to track.
How it works
Am I eligible?
Eligibility is determined by Stripe Capital, not Check Cherry, and not every business is eligible. Eligibility is based on factors like your payment volume and history on Check Cherry.
- If you are eligible, you will receive an offer by email. You will also see it when you access your payment account.
- If you have not received an offer, you are not eligible at this time. Increased payment volume and history on Check Cherry might increase your likelihood of receiving an offer in the future.
Common questions
Who is the lender? In the US, Stripe Capital loans are issued by Celtic Bank, and YouLend provides Stripe Capital merchant cash advances. Check Cherry is the platform you access the offer through, not the lender.
How do I repay? Repayment is automatic: a set portion of your daily sales is applied toward your financing. Stripe Capital loans have a minimum amount due each payment period (see the disclaimer below).
Will this affect my credit? Applying might require a personal credit check, but it will not affect your personal credit score.
Where do I manage my financing? In your Stripe payment account, where your offer appears. For detailed financing questions, see Stripe Capital's help center.
Need help?
For questions about an offer, eligibility, or repayment, the fastest answers come from Stripe Capital directly, since they handle underwriting and servicing. You can also reach Check Cherry support from the chat bubble in the lower right of your account.